How to deal with minor cosmetic damage to a leased vehicle? A year ago I leased a new 2010 Honda Civic. Yesterday my girlfriend - who is on my insurance policy as an additional driver - got into a minor fender-bender with another driver (completely my girlfriend's fault) resulting in some cosmetic damage to the front grille. The other driver's vehicle was undamaged and he was in a rush (did not appear to be the uninsured type, according to her), so they did not exchange info.
I'm not at all sure what to do in this situation because I've never leased before - am I supposed to contact Honda, who technically own the car? My insurance company? Can I just quietly get the damage repaired? I caused a very similar accident years ago, which resulted in about $500 of cosmetic damage, and I only just got those points off my policy so I'm worried about the effect this could have on my insurance costs., etc.
I'm not at all sure what to do in this situation because I've never leased before - am I supposed to contact Honda, who technically own the car? My insurance company? Can I just quietly get the damage repaired? I caused a very similar accident years ago, which resulted in about $500 of cosmetic damage, and I only just got those points off my policy so I'm worried about the effect this could have on my insurance costs., etc.
